Limitless 2% money rewards — Cardholders earn a vast 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide increased money again charges on sure classes, and whereas they are often price it, they do require extra effort. They usually typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that wishes an easy-to-use card that also provides excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap by.
$200 money rewards sign-up bonus — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual payment, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15-month 0% APR intro provide — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. (After that interval, a go-to charge of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an awesome provide, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will help you keep away from curiosity on purchases and steadiness transfers into 2025!
Take into account that steadiness transfers must be made throughout the first 120 days to qualify for a lowered rate of interest and a decrease steadiness switch payment.
No annual payment — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual payment.
Cellular phone safety — With the worth of a typical cellphone within the a whole lot of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice along with your card. Protection is topic to a $25 deductible.