Two forces transfer the world: love and cash. Constancy Investments surveyed 1,794 {couples} over the age of 18 in dedicated relationships to look at what occurs if you mix them. Listed here are a few of the key findings.
- Speaking about cash is difficult: Greater than 1 in 4 {couples} say cash is their biggest relationship problem. Greater than 1 in 4 additionally say that they’re annoyed by their accomplice’s habits however don’t convey it up as a result of they don’t wish to trigger a combat. In the meantime, 45% say they argue about cash often if no more typically, and over a 3rd say they disagree about their household’s subsequent large financial savings aim.
- Most {couples} have one particular person take the lead: 29% of males say they take the lead on making day-to-day monetary selections in comparison with 21% of girls, whereas 31% of males say they take the lead on investing and retirement planning in comparison with 16% of girls. Over half of girls say their accomplice understands investing higher than they do, however solely 31% of males say the identical.
- Retirement appears dicey: Seven in 10 {couples} have the identical imaginative and prescient for retirement, however over half don’t agree on how a lot cash they should fund retirement. Practically half of {couples} count on they’ll need to work part-time via retirement and 20% consider that not less than one accomplice must proceed working to cowl dwelling bills.
“Cash conversations could be daunting for {couples}, particularly after they have competing priorities or totally different visions for a way they need to be spending, saving, and investing,” mentioned Meredith Stoddard, vp, schooling at Constancy Investments. “Open traces of communication are the constructing blocks to any profitable partnership.”
